What's your real savings rate?

Most people have never calculated it. The ones who have usually find out they're saving less than they thought. This free calculator shows you in about 10 minutes.

What you'll get

• Your savings rate, using the same formula I used to go from a -$40k net worth to $500k
• Exactly how far you are from a 25% benchmark, in dollars per month
• What counts and what doesn't (saving for next year's vacation doesn't)

Even my number is 16.7% right now, because I'm saving for a house and that doesn't count. Knowing that is the point.

Joe Granitto

For educational purposes only. Not financial, tax, or investment advice.